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CHARLOTTE Social Security Disability Attorneys

SOCIAL SECURITY DISABILITY LAW BLOG

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Common mistakes made when applying and appealing for social security disability

May 15th, 2012

Social security disability claims can be very complicated.  For that very reason we always suggest that any prospective disability claimant speak to a local attorney in their area to discuss their claim and at the very least obtain some free advice and tips on how to move forward.  However, this does not mean that an individual cannot pursue their claim on their own without an attorney or advocate, in fact, there is no law or rule stating you must hire an attorney to help you.  That being said, I wanted to go over some of the most common mistakes made during the application process and appeals.

Mistake #1 – Claimant’s do not let SSA know ALL of their medical impairments.  This happens all the time with an initial application.  Most often what happens is that the claimant lists the medical impairments that are the most severe, but they leave out any less severe or what they consider non-disabled impairments.  It is important for any claimant to list ALL of their medical impairments no matter how minor they are because many minor impairments in combination with one another can be disabling.  Additionally, it does no harm to list these minor impairments and SSA will in no way penalize you for merely alleging them.

Mistake #2 – Claimants do not list ALL of their medical providers.  When you apply for disability you need to make sure to list every single doctor and hospital or medical facility you have been to at least one year prior to the time you are alleging you became disabled.  Many individuals fail to list ALL their providers and instead only list the ones they are currently seeing.  Other individuals forget to list any hospitals or urgent care facilities they have been to.  Furthermore, other individuals fail to list any out of state providers they may have been to.  The best thing you can do is to be over inclusive and list every single medical provider, past and current, that you have seen going back as far as 1 year prior to when you stopped working or when you became disabled.

Mistake #3 – Claimants fill out function reports and/or third party function reports incorrectly.  These reports are forms that SSA routinely sends to claimant’s after they initially apply.  It is important to complete these forms in a timely manner, but more importantly you must be sure to let SSA know how your medical impairments affect your ability or inability to work.  It is also important to make sure to not exaggerate your symptoms but you also do not want to minimize your symptoms.  Overall, these forms can be very important later on in the later stages of a disability claim and an attorney can help you make sure they are completed accurately.

Mistake #4 – Claimant’s do not appeal a disability denial.  This is probably the biggest and most common mistake we see being made.  Unfortunately, when you do not appeal a denied claim within the 60 day time limit you lose your rights to appeal and you must start over from the beginning.  Not appealing can create a vicious circle where a claimant keeps re-applying, starting from square one each and every time and thus will continue to be denied each and every time.  A claimant’s best chance for winning their disability claim is at the hearing stage, and the only way to get to the hearing stage is to appeal a denied claim, not just once, but twice.  Not appealing is pretty much a sure fire way to never win your disability benefits.

These 4 common mistakes are probably the most common ones made and we as social security disability attorneys see them all the time.  However, once we get involved with a claim, these mistakes are never made.  If you are thinking about applying for social security disability benefits or if you have already been denied, you may want to talk to a local disability attorney to prevent yourself from making these common mistakes yourself.

How much do I have to pay a social security disability attorney?

April 11th, 2012

Our firm answers this question with EVERY prospective client we talk to because it is one of the most important aspects about our social security disability practice.  The first thing to remember is that any prospective client does not have to pay us anything up front.  There is no charge for our services initially, and we only collect a fee if and when we are successful in getting our client’s their social security disability benefits.  Additionally, our attorney’s will gladly talk to anyone who has questions about social security disability and we regularly give out helpful tips and advice, even if someone is not looking to hire an attorney.

If a prospective client agree’s to hire our firm to represent them, then we have them sign a standard contingency fee agreement which entitles the attorney to 25% of the claimant’s back benefits which is also commonly referred to as “retroactive benefits” or “lump sum benefits.”  It is important to understand that ONLY the back benefits are subject to the 25% attorney’s fee and any ongoing or recurring monthly benefits to the claimant are always 100% to the claimant.  There is also a cap in place of $6000 in the event the 25% of back benefits is more than $6000.  This means the most our attorney’s can collect is $6000, except for a few rare circumstances in which event the fee is still 25% of the back benefits but there is no cap in place.  The only other charges a client is responsible for are for things like costs our firm incurs for payment of medical records, reports, and other doctors fees for any forms generated on behalf of the client.  However, again, this is only the case if we are successful in getting the client their benefits.

In the event we are unsuccessful in getting social security disability benefits granted to our client, there will be no charge for our services no matter how much work, time, and effort we put into the claim.  In fact, even if our firm pays for medical records, reports and other various charges related to the client’s claim, the client does not have to re-pay us for those charges in the event we are unsuccessful with their claim.

If you are thinking about filing for social security disability and have put off talking to an attorney because you do not have the money to pay an attorney you may want to reconsider.  The most important thing to remember is that there is no upfront fee and it is always free to simply call and talk to our attorney’s about your claim.

The importance of medical treatment in a social security disability claim

March 28th, 2012

Without a doubt, the most important part of any Social Security claim, is the medical evidence.  Social Security needs to see evidence that supports your claims.  Without supporting medical documentation, your chances of getting disability benefits are slim.

With this in mind, there are some things that a claimant can do to supplement their record in order to put forth the strongest possible claim.

  • Treat as often as possible – This is especially true if you have health insurance or Medicaid.  The more often your doctor sees you, the more documentation there is to support your claim.  The length of time and frequency in which a doctor treats you is a factor that Social Security uses in assigning weight to the evidence in your file.  Even if you have a condition which cannot likely be remedied with treatment, it is still a good idea to periodically get examined by a physician.  For example, a claimant with severe back problems that has been told there is nothing other than surgery that can be done, would still benefit from an updated check-up from a physician.  Even if the physician can offer no new treatment, the claimant has added updated medical evidence to their file which details the same or similar complaints that their previous records showed.  This is especially important if you have not received any medical treatment in a long time.
  • Be open and honest with your doctor – This sounds obvious, but many claimants don’t do it.  This is especially true with mental health symptoms.  Many claimants leave out depression, anxiety, and other mental health ailments when discussing their health problems with their physicians.  Even if a condition is not your primary reason for seeking disability, it can still add to your chances of receiving disability and is therefore important.  It is important to know that your physicians often note much more in their records than what you verbally tell them.  For example, your physician will often note your appearance, your ability to walk (gait), your ability to get on/off the exam table, your mood, and many other observations from your visit.  Additionally, physicians will generally note any complaints that you make while at your visit.  Knowing this, it is a good idea to let your physicians know of all medical problems you are having, rather than just the one(s) they are seeing you for.  For example, if you are seeing an orthopedic specialist and you suffer from severe depression, you should include your mental health ailments in your list of complaints to that doctor, even though they don’t treat it.  The doctor will still note the complaints, even if they don’t treat it, and this helps to create consistency in your record and can add value to a claim.  The flip-side of this is that you never want to make up or exaggerate symptoms or ailments.  Doctors are generally very good at noticing when this is happening, and the worst thing that you can have in your records is a physician questioning your credibility.
  • Determine if your doctor supports your disability – This is a tricky area.  Many doctors are supportive of their patient’s claims for disability.  However, there are some doctors who dislike the concept of disability benefits and who will go out of their way to hurt a claim.  In most cases, you can quickly tell your doctor’s views on the subject.  An innocent question, such as “I was thinking of applying for disability benefits, do you think I have a good case?” can provide a lot of insight into whether your doctor will be helpful with your claim.  Some doctors will tell you that they think you have a good claim and that they will be happy to help you in any way they can.  That type of doctor is invaluable to a claim.  Our firm often provides specifically tailored questionnaires for these doctors to complete regarding your impairment.  Other doctors will tell you that they think you have a decent claim but that they don’t do anything with disability claims.  These types of doctors generally don’t help or hurt your claim.  Finally, there are doctors who will either tell you that they don’t think you are disabled or that they flat-out don’t believe in Social Security Disability.  These doctors can be very dangerous to a claim and will need to be handled carefully.  In some case, it is in the claimant’s best interest to seek a new doctor.

Whether you have yet to apply or are at the hearing level, you always need to be aware of the weight that your medical records have on your claim.  At Bridgman & Serbin, we frequently work with our clients to help them get the most out of their medical records.  If you would like to learn more about how to strengthen your claim, please contact us.

Should I keep a written diary of my medical condition??

March 23rd, 2012

The overwhelming answer is yes.  In just about every case it will always be helpful for your case and to your attorney if you can keep an accurate diary of events regarding your medical condition.  This is even more important in cases where the medical impairment is based on frequent exacerbation’s, most notably seizures or migraines.  This is because these types of impairments are only going to be approved if you can show that you have a specific number of seizures or migraines within a specific time period.  For example, to meet the listing level severity for grand mal seizures, you would need to show that you have on the average at least one seizure per month.  If you have a diary that charts every seizure you have had for the past 2-3 years that shows you meet that requirement it will be much easier to prove that you are disabled.  This diary does not need to be formal or have any particular information on it, but of course the more accurate and more elaborate it is, the better and more useful it will be.  Most individuals tend to just keep a simple notebook diary of these events, but you can also use a more elaborate spreadsheet if you like.  The basic information you want to include would be things like the date, time, how long it lasted, what you did to resolve the exacerbation, and maybe a few simple notes.

Keep in mind that a diary of events is not by itself going to get anyone approved for disability benefits, because you still need to have sufficient evidence consisting of medical records that agree with your diary of events and the frequency of your medical impairment.  In fact, it is even better if you can get your doctor to note in your medical file what you have kept in your diary of medical events.

Some other impairments that we see where keeping a diary of events is helpful is asthma attacks, panic or anxiety attacks, headaches/migraines, frequent chest pain, heart palpitations, dizzy spells, sickle cell anemia pain crises, IBS or irritable bowel syndrome or crohns disease, epilepsy or seizures either grand mal or petit mal, and any other medical impairment which occurs on a somewhat regular and frequent basis.

If you have applied for social security disability or are thinking about applying for social security disability and you have a medical impairment that has frequent and regular exacerbation’s you may want to consider keeping a detailed diary as explained above.  More importantly, if you have any questions about keeping a medical diary feel free to contact one of our Social Security Disability Attorney’s in Charlotte, NC and we would be glad to help in any way we can.

Charlotte social security disability attorney’s explain what happens at a hearing

March 15th, 2012

Many people who are fighting their social security disability claims on their own without the assistance of an attorney or advocate ask us “what happens at my hearing?”  This question is very common because most people have no idea what a hearing is like and that can be a great cause of stress and anxiety leading up to their hearing.  For the most part each hearing is very much like every other hearing in terms of how they are held, with some minor differences.

To begin with, the hearing office is not at your county courthouse, instead most are located in some type of professional business park or commercial building.  Most have free parking and are fairly easy to get to if you have directions.  Once you get to the hearing office you will be required to present some form of identification and go through a brief security check before you are allowed to enter.  Once you check in with the receptionist you will wait for your hearing to be held at the designated time that was given to you.  Most of the time hearings occur on time especially if they are scheduled first thing in the morning, so be sure to arrive on time or better yet at least 30 minutes early.

The actual hearing room is a relatively small room about the size of a large living room and has one or two tables with several chairs and a bench for the judge (ALJ).  Most of the time the only people present at your hearing are the ALJ, the ALJ’s assistant, you (the claimant), your attorney if you have one, and possibly an expert or two (vocational expert or medical expert).  You may be allowed to have a witness attend as well.  The hearings are recorded for appeal purposes only and the general public is not allowed to attend your hearing so everything is confidential.

Hearings typically last anywhere from 30 minutes to an hour, with few exceptions lasting less than 30 minutes or more than 1 hour.  Also, most of the time a decision is NOT made on the day of your hearing, instead the ALJ will write up a formal decision and mail it to all interested parties typically within 1-3 months after your hearing.

During your actual hearing, most of the time is spent asking simple questions about your disability and how you are unable to work because of your medical impairments.  Most importantly are the questions from the judge about how your medical impairments affect your ability to function in a work environment.  The ALJ may also ask you things such as;  your past work activity, your education background, your medications, your doctors, what hobbies you have, what kinds of things you do all day, who you live with, and more functional specific questions like how far you can walk, how long you can sit or stand, and how many pounds can you lift and carry.  These are just several examples of what you could potentially be asked at your hearing.

The most important thing about your hearing is that you try to convey to the ALJ exactly what prevents you from being able to work and why you cannot functionally perform any type of work activity on a regular basis.  This can be difficult sometimes and it is helpful if you have someone on your side who has been through this process many times before and knows what questions to ask and more importantly which questions not to ask.

If you have a social security disability hearing pending it would probably be a good idea to speak to an attorney who can help you prepare for your hearing to give you the best chance at a favorable outcome.  If you have any questions about your hearing or what to do at your hearing do not hesitate to contact one of our Charlotte, NC social security disability attorney’s, we would be happy to assist you in any way we can.